Ambetter Agent Near me – Eligibility

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Who Qualifies for Obamacare?

Obamacare, or the Affordable Care Act (ACA), was designed to help make healthcare more accessible and affordable for all Americans. To be eligible for Obamacare, you must be a U.S. citizen or a lawfully present immigrant.

In addition, you must not be eligible for health insurance through your employer, and you must not be enrolled in a government program like Medicare or Medicaid. If you don’t have insurance through your employer and you don’t qualify for Medicare or Medicaid, you may be eligible for Obamacare.

There are also income requirements for Obamacare eligibility. If you make less than a certain amount each year, you may be eligible for financial assistance that can help you afford health insurance. The amount of financial assistance you receive is based on your income, so the less you make, the more assistance you may be eligible for.

Overall, the goal of Obamacare is to provide more options for people who need health insurance but can’t afford it on their own. If you’re unsure whether you’re eligible for Obamacare or need help navigating the enrollment process, there are many resources available to help, including licensed agents who specialize in health insurance.

Obamacare Health Insurance Eligibility Checklist

Eligibility Checklist

  • Must be a U.S. Citizen or lawfully denominated immigrant
  • Must not have insurance through your employer
  • Must not be enrolled in a government program such as Medicaid or Medicare
  • Must meet Federal Poverty Level Guidelines

Federal Poverty Level

The federal poverty level (FPL) is a measure of income that is used to determine whether someone is eligible for certain types of financial assistance, including subsidies to help pay for health insurance. The FPL is set by the federal government and varies depending on the size of your household and where you live.

In general, the FPL is designed to reflect the income level at which someone is considered to be living in poverty. For example, in 2021, the FPL for a single person is $12,880 per year. If your income is below this amount, you may be eligible for financial assistance to help you pay for health insurance or other expenses.

The FPL is an important factor in determining eligibility for many types of government assistance programs, including Medicaid, the Children’s Health Insurance Program (CHIP), and Obamacare Health Insurance.

If you’re unsure whether you qualify for financial assistance based on the federal poverty level, there are many resources available to help you figure it out, including licensed agents who specialize in health insurance.  The government decides these FPL levels. You can check the levels on the Department of Health and Human Services website. The FPL range may change based on the state you live in.

We can help you determine if you qualify to get an Obamacare Ambetter Health Plan.  Leave it to us!